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Legal

Terms of Service

Last updated: May 2026

1. Acceptance

By using Wemo, you agree to these terms. Wemo is a financial assistant service operated by Aoomle Technology in Nigeria. You must be at least 18 years old and a Nigerian resident to use the service.

2. Service Description

Wemo provides WhatsApp-based financial services including money transfers, bill payments, savings groups, and spending insights. Transactions are processed through licensed payment partners.

3. User Responsibilities

You are responsible for keeping your PIN confidential, verifying transaction details before confirming, and reporting unauthorised account activity promptly. Wemo is not liable for losses arising from PIN disclosure.

4. Transaction Limits

Daily and transaction limits apply in accordance with CBN guidelines. Limits may be adjusted based on your KYC tier. Contact support to upgrade your tier.

5. Disputes

For disputed transactions, contact Wemo within 24 hours. We will investigate and respond within 5 business days. These terms are governed by Nigerian law.

6. Contact

For terms enquiries, message Wemo on WhatsApp or email legal@usewemo.ai.