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Privacy Policy

Last updated: May 2026

1. Information We Collect

Wemo collects the information you provide during onboarding, including your name, phone number, and BVN for identity verification. We also collect transaction data, usage patterns, and message content necessary to provide our AI financial assistant service.

2. How We Use Your Information

We use your information to process transactions, provide personalised financial insights, detect fraud, and improve our services. We do not sell your data to third parties.

3. WhatsApp Encryption

Conversations between you and Wemo are end-to-end encrypted by WhatsApp. Message content in transit is protected by WhatsApp's encryption protocol. Wemo stores only the data necessary to execute and record your transactions.

4. Data Retention

Transaction records are retained for 7 years in compliance with Nigerian financial regulations. You may request deletion of non-regulatory data by contacting us.

5. Contact

For privacy enquiries, message Wemo on WhatsApp or email privacy@usewemo.ai.