No apps to open. No menus to navigate. Just message Wemo on WhatsApp — in English, Pidgin, Yoruba, or Hausa.
Wemo
online
Transfers
Most banking apps make you fill forms, type account numbers, and confirm three times just to send money.
With Wemo, you say who and how much. That's it.
50+
Banks
< 5s
Per send
₦0
Wemo fees
Wemo
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Wemo
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Bills & Utilities
Late DSTV. Dark house. Empty airtime at midnight. We've all been there.
Wemo fixes this. Pay electricity, cable, and airtime in the same conversation. No extra app. No extra PIN.
50+ service providers
Ajo & Savings
Ajo and Esusu have always worked. The problem was tracking who paid, whose turn it is, and collecting when people forget.
Wemo handles all of that. Create a group, add your people, and let Wemo run the rotation. Transparent. Automated. No drama.
Auto
Reminders
Fair
Rotation
0
Arguments
Wemo
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Wemo
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Scheduled Payments
Some payments should just happen. Mum's weekly recharge. Friday airtime. Monthly DSTV before it lapses.
Tell Wemo once. It handles the rest — every week, every month, without reminders.
Daily
Frequency
Monthly
Recurring
Always
On time
Spending Insights
Every naira you spend through Wemo is tracked. Ask anything — this month, last week, since January. Get a breakdown. Download a PDF statement. Know your Wemo Score.
Your financial health, tracked automatically.
Wemo
online
"Send 5k to Emeka"
"Abeg send 5k give Emeka"
"Fi ₦5,000 ranṣẹ si Emeka"
"Aika ₦5,000 zuwa Emeka"
Voice notes · Images · Text · Any language
Speaks Your Language
Banking apps were built for one type of person. Wemo was built for everyone.
Type in English, speak in Pidgin, write in Yoruba or Hausa. Send a voice note. Take a photo of a bill. Wemo understands.
Early users across Nigeria share their first experience with Wemo.
Security
We built trust into every layer.
You set a PIN during setup. Every payment requires it. Nobody — not even Wemo — can move your money without it.
Every conversation between you and Wemo is end-to-end encrypted by WhatsApp. Private by design.
Lost your phone? Message Wemo from any device to freeze your account instantly. All payments pause immediately.
Freeze your account →FAQ
Instant Protection
Freeze your Wemo account from any WhatsApp device in seconds. Your money doesn't move until you say so.
Wemo is coming September 1, 2026.
Be among the first.
usewemo.ai · Launching September 1, 2026